We advise that when your mortgage deal comes to an end that you look to remortgage. Remortgaging happens when you want to change the mortgage deal that you currently have on your property, either by switching it to a new lender or by moving to a different deal with your existing lender*.

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At this point, we usually establish if you want to increase the mortgage balance, maybe for home improvement purposes or to help fund a private school for your children, or you can reduce the mortgage balance down, whereby you want to pay a lump sum off the mortgage.  When remortgaging we take into consideration your needs at the time and advise accordingly on what is the best course of action. Whatever your circumstances, we are here to help give genuine advice.

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*You may have to pay an early repayment charge to your existing lender if you remortgage

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